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In the good old days, head of the family took one small life insurance policy cover and rest of the family lived with a great sense of safety. Changing economic and life style conditions are forcing us to take multiple insurance policies spanning across life, motor, property, health, pension and so on.

General Insurance: Any insurance, excepting LIFE, is termed General Insurance. Unlike Life Insurance, General Insurance offers protection against contingencies and is a practical option for every person who would like to live a risk-free life. Almost everything that has a financial value in life and has a probability of getting lost, stolen or damaged can be covered by a General Insurance policy.

Life Insurance: Life insurance policies are about protecting your dear ones with adequate cover and ensuring that the ‘cover’ acts better than you during your absence. We offer protection plans that are low in cost and provide full protection and financial stability to your loved ones in case of any unforeseen events.



Protection plans are typically low cost insurance plans that provide full protection and financial stability to your loved ones in case of any unforeseen events.


Investment plans are life insurance plans that offer you multiple avenues to save and to grow your money. These plans help in systematic and disciplined investment ensuring that you and your family achieve your financial goals.


Retirement Plans provide you with financial security so that when your professional income starts to ebb, you can still live with pride without compromising on your living standards. Given the high cost of living and rising inflation, Retirement planning has become all the more important.


Successful parenting is no mean accomplishment. A huge contributor to this success is financial planning for your child's future needs at the right age! There is really no better gift you can give your child, than the promise of a secure future with Young Star Plans. This Birthday, gift your child a secure future and watch her soar high to fulfill her dreams.


Life insurance presents special solutions catering to different financial needs of women. Women’s plans are a set of specially created and hand-picked products which suit the needs of women at different stages of their life; such as protection, health, retirement, child’s education and long term savings and investments


Health Plans offer financial security to meet health related contingencies. Due to changing lifestyles, health issues have not just escalated, they have increasingly become more complex in nature. It becomes imperative therefore to have a health insurance plan in place, thus your financial planning is incomplete if you have not accounted for health.


Your car is more than a means of transport. It is a valued possession which is dear to you and your family. Any damage to your car by way of an accident/ natural calamity or loss because of theft not only hits your pride and joy but also makes a deep hole in your pocket


This policy covers goods, freight and other interests against loss or damage to goods whilst being transported by sea and/or air.


Home Insurance, or House owner / Householder Insurance as it is also known, is one of the most important insurance policies you can buy in your adult life. Your home is one of the largest financial investment you’ve made, and that’s why it’s so important to protect it.


Unexpected illness / accidents result in expensive hospitalization, which in turn takes a toll on your savings. To ensure that your health & wealth stays fit, we have a unique health plan which will protect you against ever increasing medical costs and would provide a flexibility to increase your coverage with time to meet upto to ever increasing health costs


Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance. You can either take a PA policy for yourself or a group policy for your family, protecting you and them anywhere in the world, anytime of the day. PA insurance provides 24-hour worldwide insurance protection.


Despite all preventive measures, accidents can occur at the workplace. The Workmen's Compensation Act, 1923 provides for the payment of compensation by the employer to his employees (for their dependents in the event of fatal accidents) if personal injury is caused to them by accidents arising out of and in the course of their employment. Workmen's Compensation Insurance Policy to assist employers during such events. Any employer, as a principal or contractor, can take this policy to cover the liability towards employees/dependents under the statute and common law.


Travel insurance coverage is usually limited to the period of your travel. However, some insurance companies may offer various combinations of protection to cater to the specific needs of customers, including long-term annual policies for a frequent traveler. A travel insurance can be purchased for you and/or your family to insure against travel-related accidents, losses or interruptions, such as: Personal accident, medical-related expenses, loss of travel or accommodation expenses due to cancellation or curtailment of the journey, losing your baggage, belongings and money, losing your passport, personal liability, travel delays, hijacking, Extra.

Riches Multi Services is an organization that sets future trends by becoming a preeminent and reliable service provider for multiple products and services across the world. Our aspiration is to build momentarilly a recognised entity in providing upscale services.

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